Terms & Conditions

Introduction

These Terms & Conditions govern your use of this website and the services provided by Personal CFO. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this website.

Nature of Services

Personal CFO is an AMFI Registered Mutual Fund Distributor (ARN: 155130). We facilitate the distribution of financial products offered by SEBI-registered entities, including mutual funds and other permitted products.

Personal CFO is NOT a SEBI Registered Investment Adviser.

All services are provided in a distribution capacity and should not be construed as investment advisory or portfolio management services.

No Assured Returns

No returns are guaranteed or assured on any financial products. All investments are subject to market risks. Past performance is not indicative of future returns.

Risk Disclosure

Investments in securities markets are subject to market risks. Please read all relevant scheme and product-related documents carefully before investing. The value of investments may fluctuate depending on market conditions and other factors.

Commission & Compensation

Personal CFO receives commission from Asset Management Companies and/or product providers for the distribution of financial products. Details are available on the Commission Disclosure page.

No additional fees are charged directly to investors for mutual fund distribution services, except where permitted under applicable regulations.

User Obligations

By using this website, you agree to:

  • Provide accurate and complete information where required
  • Keep your personal and contact details updated
  • Use the website only for lawful purposes
  • Review all relevant product documents before investing
  • Not reproduce, distribute, or misuse website content without permission
Data Protection

All personal data is handled in accordance with the Privacy Policy and applicable laws, including the Digital Personal Data Protection Act, 2023. Please refer to the Privacy Policy for details.

Tools & Calculators

Any tools, calculators, or projections provided on this website are for illustration purposes only. Actual outcomes may vary based on market conditions and other factors.

Third-Party Links

This website may contain links to third-party websites. Personal CFO does not control or take responsibility for the content, accuracy, or security of such external websites.

Limitation of Liability

Personal CFO makes no warranties or representations regarding the accuracy or completeness of information on this website.

To the extent permitted by law, Personal CFO shall not be liable for any loss or damage arising from the use of this website or reliance on any information provided.

Grievance Redressal

For any complaints or grievances, please refer to our Grievance Redressal page. You may also file a complaint on the SEBI SCORES portal at https://scores.sebi.gov.in/ or approach SMART ODR at https://smartodr.in for online dispute resolution.

Governing Law & Jurisdiction

These Terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts at .

Amendments

These Terms may be updated from time to time. The latest version will be available on this page. Continued use of the website constitutes acceptance of the updated Terms.

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